<!DOCTYPE html><!--[if IE]>  <html class="ie"> <![endif]-->
<html>
	<head>
		<meta charset="utf-8" />
		<title>
		</title>
		<link rel="stylesheet" type="text/css" href="52_1_files/style.css" />
	</head>
	<body>
		<div class="stl_02">
			<div class="stl_view">
				<div class="stl_03 stl_04">
					<div class="stl_01" style="left:9.3717em;top:6.0788em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(1</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_10" style="font-weight:bold;">电脑硬件、软件、指令、输入错误，包括但不限于自动柜员机（</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">ATM</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">）故障。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:7.2188em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(2</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_10" style="font-weight:bold;">以下任何一方的不诚实、欺诈或犯罪行为或放任上述行为：</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;word-spacing:0em;">(i) </span><span class="stl_09 stl_06 stl_11" style="font-weight:bold;">被保险人或任何 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:8.3588em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">亲属；</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(ii)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">任何发行机构的高级职员、董事或雇员，或任何授权、批准、管理或 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:9.4988em;"><span class="stl_09 stl_06 stl_12" style="font-weight:bold;">参与发行机构交易的机构；或</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(iii)</span><span class="stl_09 stl_06 stl_10" style="font-weight:bold;">任何银行卡服务公司或其雇员。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:10.6388em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(3</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_13" style="font-weight:bold;">间接损失</span><span class="stl_09 stl_06 stl_14" style="font-weight:bold;">，</span><span class="stl_09 stl_06 stl_13" style="font-weight:bold;">包</span><span class="stl_09 stl_06 stl_13" style="font-weight:bold;">括但不限于</span><span class="stl_09 stl_06 stl_15" style="font-weight:bold;">：</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(i)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">若非发生现金或其他财产损失</span><span class="stl_09 stl_06 stl_16" style="font-weight:bold;">，</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">被</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">保险人应该已经 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:11.7788em;"><span class="stl_09 stl_06 stl_17" style="font-weight:bold;">获得的收益；</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(ii</span><span class="stl_05 stl_06 stl_18" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_19" style="font-weight:bold;">业务中断、延迟、市值损失；</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(iii)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">报告发生保险事故的费用、 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:12.9188em;"><span class="stl_09 stl_06 stl_12" style="font-weight:bold;">确定本保险合同项下应付款项的费用以及其他开支；</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(iv)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">全部或部分未付或拖欠 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:14.0588em;"><span class="stl_09 stl_06 stl_10" style="font-weight:bold;">贷款或构成向被保险人的贷款的款项；</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;word-spacing:0.0019em;">(v) </span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">由于被保险人账户内资金不足造成的 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:15.1988em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">损失；</span><span class="stl_05 stl_06 stl_07" style="font-weight:bold;word-spacing:0em;">(vi) </span><span class="stl_09 stl_06 stl_12" style="font-weight:bold;">以及任何其他第三方的损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:16.3388em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(4</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">机械故障、电气故障、软件故障或数据错误，包括但不限于供电中断、电涌、降 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:17.4788em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">低电压、停电，或电信、卫星系统故障。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:18.6188em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(5</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">银行卡在发行机构、制造商、信差或邮政保管期间或在上述各方间传递时发生丢 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:19.7613em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">失或失窃。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:20.9013em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(6</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">与诉讼有关的任何费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:22.0413em;"><span class="stl_05 stl_06 stl_07" style="font-weight:bold;">(7</span><span class="stl_05 stl_06 stl_08" style="font-weight:bold;">)</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">经销商的欺诈行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:24.2213em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;word-spacing:0.2383em;">第五条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:26.6313em;"><span class="stl_09 stl_06 stl_20">被保险人应在旅行期间妥善管理自己的银行卡，如发生本附加合同承保的保险事故，被保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:27.7713em;"><span class="stl_09 stl_06 stl_21">险人须： &nbsp;</span></div>
					<div class="stl_01" style="left:7.482em;top:28.9113em;"><span class="stl_05 stl_06 stl_21" style="word-spacing:0.2155em;">1) </span><span class="stl_09 stl_06 stl_21">于丢失或失窃发生后二十四小时内向警方或其他有关当局报告，并取得有关书面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:30.0513em;"><span class="stl_05 stl_06 stl_21" style="word-spacing:0.2042em;">2) </span><span class="stl_09 stl_06 stl_22">于丢失或失窃发生后二十四小时内通知发行机构该损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:32.205em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;word-spacing:0.2383em;">第六条 证明文件</span><span class="stl_23 stl_24 stl_25">/</span><span class="stl_09 stl_06 stl_07" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:34.7129em;"><span class="stl_09 stl_06 stl_21">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔证明，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:35.9829em;"><span class="stl_09 stl_06 stl_21">公司规定的索赔申请表格于自旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:37.2529em;"><span class="stl_05 stl_06 stl_21">(1</span><span class="stl_05 stl_06 stl_26">)</span><span class="stl_09 stl_06 stl_22" style="word-spacing:0.013em;">发行机构出具的载有丢失或失窃银行卡之前的 </span><span class="stl_05 stl_06 stl_21">4</span><span class="stl_05 stl_06 stl_27">8</span><span class="stl_09 stl_06 stl_28">小时内发生的银行卡提款或刷卡 &nbsp;</span></div>
					<div class="stl_01" style="left:10.8717em;top:38.3929em;"><span class="stl_09 stl_06 stl_21">记录的对帐单； &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:39.505em;"><span class="stl_29 stl_24 stl_30" style="word-spacing:0.2945em;">(2) </span><span class="stl_09 stl_06 stl_28">警方报案证明或其他有关当局的证明； &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:40.6729em;"><span class="stl_05 stl_06 stl_21">(3</span><span class="stl_05 stl_06 stl_26">)</span><span class="stl_09 stl_06 stl_28">索赔申请人所能提供的其他与本项申请相关的材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:43.0229em;"><span class="stl_09 stl_06 stl_31" style="font-weight:bold;word-spacing:0.2388em;">第七条 代位求偿权 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:45.4775em;"><span class="stl_09 stl_06 stl_28">本公司给付被保险人赔偿金额后</span><span class="stl_29 stl_24 stl_21">,</span><span class="stl_09 stl_06 stl_21">可在赔偿金额范围内，代位行使被保险人对第三人的赔偿 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:46.7475em;"><span class="stl_09 stl_06 stl_32">请求权</span><span class="stl_29 stl_24 stl_21">,</span><span class="stl_09 stl_06 stl_21">被保险人应协助本公司行使该项权利，其费用由本公司负担。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:49.2654em;"><span class="stl_09 stl_06 stl_31" style="font-weight:bold;word-spacing:0.2387em;">第八条 合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:51.5754em;"><span class="stl_09 stl_06 stl_21">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:52.6875em;"><span class="stl_29 stl_24 stl_30" style="word-spacing:0.2945em;">(1) </span><span class="stl_09 stl_06 stl_21">主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:53.8275em;"><span class="stl_29 stl_24 stl_30" style="word-spacing:0.2945em;">(2) </span><span class="stl_09 stl_06 stl_21">保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:54.9675em;"><span class="stl_29 stl_24 stl_30" style="word-spacing:0.2945em;">(3) </span><span class="stl_09 stl_06 stl_21">投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:9.3717em;top:56.1075em;"><span class="stl_29 stl_24 stl_30" style="word-spacing:0.2945em;">(4) </span><span class="stl_09 stl_06 stl_21">本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:58.2892em;"><span class="stl_09 stl_06 stl_32">注：在第（</span><span class="stl_29 stl_24 stl_21">2</span><span class="stl_09 stl_06 stl_22">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:60.6671em;"><span class="stl_09 stl_06 stl_07" style="font-weight:bold;word-spacing:0.261em;">第九条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top:65.0701em;"><span class="stl_33 stl_06 stl_21">2</span></div>
				</div>
			</div>
		</div>
	</body>
</html>